• We are an innovative FinTech company
    that creates advanced financial services
    using state of the art technology
    for the benefit of our customers.
    We lend smarter, in a responsible
    and transparent way.

About the Company

Emma’s credit is an innovative finance company providing online financial services.
Our business philosophy is designed to offer the most advanced online loan experience.
We aim to solve difficulties of cash flow needs for individuals in a fast, easy and secure way.
We are serious about our commitment to responsible lending and try to put the customers at the heart of what we do.
Our company delivers online loans in Eastern Europe and is one of the leading lenders in those regions.
We work in a fast-moving world and are constantly striving to grow.

What we do

Our mission at Emma’s credit is to make funds available with short, easy and secure application process.
We are providing Hundreds of Loans every day.
All of our services are 100% digital and work in real-time.
Our business is based on the understanding of our customers’ needs and offering them an alternative to traditional banking model.

How It Works

 

Quick loan with Convenience way

 

any device, any time

 

Sophisticated 100% online process

 

Real-time loans

 

Immediate answer

 

Money is sent straight to the customer's bank account




Our technology

Our automatic scoring system conducts a credit check and carefully considers all the circumstances in order to evaluate each applicant on an individual basis.
Our technology is able to gather information from multiple sources and make real time credit risk assessment in seconds.
This way we try to ensure we only lend to people who can afford to repay their online loan without undue financial stress.





 

Our services

Short term loans

Short-term loan is a great opportunity for customers to satisfy their immediate need for financial assistance. This product is intended to help with unexpected financial situations, when immediate money is the only solution.
Our customers can choose the exact amount of cash they want to borrow and for how many days they need it for. We also offer our customers an early repayment option available at any time without any additional fees. Funds are transfer to the customer’s bank account in only 15 minutes.

Guarantor

Customers who lack the financial resources to take a loan can apply for a loan and receive payment through guarantor partner.

Line of Credit

A flexible and open ended monthly repayments that could provide customer’s financial daily needs.

One click loan

VIP customers will be able to take a loan with a one click in any device and get the funds within a few minutes

Careers

Online Marketing Assistant

Who we are?

Wisecredit is an online Fintech Start-up operating in Europe.

We are currently seeking for a highly motivated and creative marketing assistant to join our Marketing Team.

Responsibilities:

  • You will support the planning, development and delivery of effective marketing initiatives through a range of media channels to drive retention, brand awareness, customer acquisition and increase revenue and profitability.
  • You will analyze all your marketing activities, draw conclusions and implement on future initiatives while reporting to the CMO.
  • In case a customer asks for more days than he actually needed, he can always repay before due date and pay only for the time he actually borrowed.
  • You will optimize online and operational processes by analyzing user behavior, raw data, customer service feedback and conducting A/B tests.

Requirements:

  • You have successfully completed your studies in the area of marketing, communications, business administration or a related field.
  • You have at least basic Excel skills and solid analytical capabilities.
  • In case a customer asks for more days than he actually needed, he can always repay before due date and pay only for the time he actually borrowed.
  • You are able to prioritize a busy workload to achieve business objectives.
    • Good team player but also a self-starter who likes to take on responsibility.
    • Exceptional written and verbal communication skills in English.

What you will get:

  • Marketing excellence – You will join a high profile team surrounded by innovation and creativity.
  • Real impact – Your work will enable our business success. Each employee in our company can influence on strategical decisions and actions.
  • Career booster – You will work in a young, dynamic and international team with chances to reach the next career level in a very short time.

Wisecredit is proud of its creative and hardworking team. We are innovative, open minded and flexible, and expect high performance and dedication from our colleagues. It’s a great time to join Wisecredit, so if you think you’re right for the job, we want to hear from you.

Send your CV to  chen@emmascredit.com

Responsible lending

We are serious about our commitment to responsible lending and try to put customers at the heart of what we do:

  • We only lend money to customers we believe can repay their loan without undue financial stress, since our goal is to help our customers to deal with their occasionally financial situation.
  • We are completely transparent about the total cost of repayment and there are no hidden fees or interests.
  • In case a customer asks for more days than he actually needed, he can always repay before due date and pay only for the time he actually borrowed.
  • We understand that in life there might be unexpected circumstances, therefore if customer is having any problem with repaying his loan on time – he can postpone his loan repayment date.

Customer commitment

We use automated online platform and data insights to provide short, easy and secure loans.
We are committed to:

  • Accessibility - We provides online loans, everywhere and at any time from all devices.
  • Sophisticated technology - the process is 100% online and our decision making system is fully automatic. We use the most advance technology with the best talented experienced tech team.
  • Service - We are committed to provide the best customer service to our consumers in multiple channels, including: Call center, Email, SMS and social networks. We keep full staffs of customer service operators in each region we operate in.
  • Velocity- It takes only 15 minutes for money to be process and transfer to a customer’s bank account.
  • Transparency - No hidden fees or interest and no early repayment fees – customers pay only for the time they borrowed and the amount they requested.

Contact Us

If you have a request that related to Press, Investor Relations and Human Resources, we will be glad to assist you.